Frequently asked questions

Most working capital, equipment, real estate, and bridge financing purposes are eligible. State the purpose on your application — the investment committee reviews it alongside the amount, term, and any collateral offered.

Most applications receive a decision within 3–7 business days once collateral and supporting details are complete. You can track exactly which stage your application is at from your portal at any time.

Contact your account manager before a payment is due if you expect to miss it — the fund can often restructure a schedule. Missed payments without contact may be referred to collections and, where collateral was pledged, the fund may pursue it, subject to the terms in your signed agreement.

Yes. There is no prepayment penalty by default. Paying down principal early reduces your outstanding balance and the interest that accrues on it.

Commercial real estate, securities portfolios, and verified receivables are the most common. If you have something else in mind, describe it in your application — the committee evaluates case by case.

Rate is set by the investment committee based on collateral quality, term length, and overall risk profile of the deal. It is disclosed in your portal before any funds are disbursed — never after.

We collect what's needed to evaluate and service your application — contact details, deal parameters, and any collateral documentation you provide. It's used solely for underwriting and loan servicing, and is not sold to third parties.

Yes. A decline note from your account manager usually explains what would change the outcome — additional collateral, a smaller amount, or a different structure. You can file a new application once those conditions are met.

Any note left on your application in the portal comes from your account manager and is the fastest way to get an answer specific to your deal. For anything else, use the contact details provided when your application was approved.